MidCountry Bank

Chartered Bank Active FDIC Insured
Health Score
9.8 / 10

7825 Washington Ave S, Minneapolis, MN 55439

Financial Overview

Total Assets $1.04B
Total Deposits $841.5M
Profitability (ROA) 1.22%
Shareholder Return (ROE) 9.48%
Capital Cushion (Eq/Assets) 12.94%
Established 01/01/1933

Financial Health Analysis

MidCountry Bank is a currently active commercial lending specialization banking institution headquartered in Minneapolis, Minnesota. Established in 01/01/1933, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, MidCountry Bank manages $1.04B in total assets and holds $841.5M in customer deposits. When evaluating the stability of MidCountry Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.94%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.22%, while its Return on Equity (ROE) sits at 9.48%. These robust metrics contribute to an overall health score of 9.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$52.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.midcountrybank.com

FDIC Certificate #: 28865

Specialization: Commercial Lending Specialization

Location

7825 Washington Ave S

Minneapolis, Minnesota 55439

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