Little Horn State Bank
835 N Center Ave, Hardin, MT 59034
Financial Overview
Financial Health Analysis
Little Horn State Bank is a currently active commercial lending specialization banking institution headquartered in Hardin, Montana. Established in 01/01/1919, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Little Horn State Bank manages $405.8M in total assets and holds $341.3M in customer deposits. When evaluating the stability of Little Horn State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.46%, while its Return on Equity (ROE) sits at 14.60%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$113.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.littlehornstatebank.com
FDIC Certificate #: 11821
Specialization: Commercial Lending Specialization