International Bank of Commerce

International Bank of Commerce is a currently active mortgage lending specialization banking institution headquartered in Zapata, Texas. Established in 02/06/1984, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, International Bank of Commerce manages $527.5M in total assets and holds $451.2M in customer deposits. When evaluating the stability of International Bank of Commerce, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.64%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.79%, while its Return on Equity (ROE) sits at 15.30%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.