Industrial Bank

Chartered Bank Active FDIC Insured
Health Score
4.0 / 10

4812 Georgia Ave Nw, Washington, DC 20011

Financial Overview

Total Assets $774.9M
Total Deposits $607.9M
Profitability (ROA) 0.00%
Shareholder Return (ROE) 0.01%
Capital Cushion (Eq/Assets) 13.81%
Established 08/18/1934

Financial Health Analysis

Industrial Bank is a currently active commercial lending specialization banking institution headquartered in Washington, District Of Columbia. Established in 08/18/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Industrial Bank manages $774.9M in total assets and holds $607.9M in customer deposits. When evaluating the stability of Industrial Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.81%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.00%, while its Return on Equity (ROE) sits at 0.01%. These figures yield a lower health score of 4.0 out of 10, indicating potential areas for operational improvement and tighter capital management.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$60.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.industrial-bank.com

FDIC Certificate #: 14679

Specialization: Commercial Lending Specialization

Location

4812 Georgia Ave Nw

Washington, District Of Columbia 20011

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