Independence State Bank

Independence State Bank is a currently active agricultural specialization banking institution headquartered in Independence, Wisconsin. Established in 01/01/1897, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Independence State Bank manages $85.9M in total assets and holds $73.6M in customer deposits. When evaluating the stability of Independence State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.76%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.12%, while its Return on Equity (ROE) sits at 11.51%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.