HNB National Bank

HNB National Bank is a currently active agricultural specialization banking institution headquartered in Hannibal, Missouri. Established in 01/01/1888, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, HNB National Bank manages $995.4M in total assets and holds $868.4M in customer deposits. When evaluating the stability of HNB National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.22%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.56%, while its Return on Equity (ROE) sits at 21.10%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.