Hiawatha National Bank
N1555 770th St, Hager City, WI 54014
Financial Overview
Financial Health Analysis
Hiawatha National Bank is a currently active commercial lending specialization banking institution headquartered in Hager City, Wisconsin. Established in 01/01/1917, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Hiawatha National Bank manages $773.1M in total assets and holds $596.2M in customer deposits. When evaluating the stability of Hiawatha National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.90%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.94%, while its Return on Equity (ROE) sits at 8.63%. These robust metrics contribute to an overall health score of 9.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$85.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.hnbank.com
FDIC Certificate #: 13058
Specialization: Commercial Lending Specialization