Great Southern Bank

Chartered Bank Active FDIC Insured
Health Score
7.4 / 10

218 22nd Ave S, Meridian, MS 39301

Financial Overview

Total Assets $342.8M
Total Deposits $310.1M
Profitability (ROA) 0.64%
Shareholder Return (ROE) 8.13%
Capital Cushion (Eq/Assets) 7.64%
Established 03/02/1902

Financial Health Analysis

Great Southern Bank is a currently active all other under 1 billion banking institution headquartered in Meridian, Mississippi. Established in 03/02/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Great Southern Bank manages $342.8M in total assets and holds $310.1M in customer deposits. When evaluating the stability of Great Southern Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.64%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.64%, while its Return on Equity (ROE) sits at 8.13%. These metrics result in a moderate health score of 7.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$28.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.greatsouthern.bank

FDIC Certificate #: 8552

Specialization: All Other Under 1 Billion

Location

218 22nd Ave S

Meridian, Mississippi 39301

Open in Google Maps →

Map