Goppert State Service Bank

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

106 E 5th Ave, Garnett, KS 66032

Financial Overview

Total Assets $342.7M
Total Deposits $309.9M
Profitability (ROA) 1.50%
Shareholder Return (ROE) 16.36%
Capital Cushion (Eq/Assets) 9.07%
Established 07/11/1899

Financial Health Analysis

Goppert State Service Bank is a currently active agricultural specialization banking institution headquartered in Garnett, Kansas. Established in 07/11/1899, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Goppert State Service Bank manages $342.7M in total assets and holds $309.9M in customer deposits. When evaluating the stability of Goppert State Service Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.07%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.50%, while its Return on Equity (ROE) sits at 16.36%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$34.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.gssb.us.com

FDIC Certificate #: 17317

Specialization: Agricultural Specialization

Location

106 E 5th Ave

Garnett, Kansas 66032

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