Goppert Financial Bank
710 Oak St, Lathrop, MO 64465
Financial Overview
Financial Health Analysis
Goppert Financial Bank is a currently active agricultural specialization banking institution headquartered in Lathrop, Missouri. Established in 09/28/1879, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Goppert Financial Bank manages $310.2M in total assets and holds $268.0M in customer deposits. When evaluating the stability of Goppert Financial Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.87%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 13.05%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$67.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.goppertfb.com
FDIC Certificate #: 8569
Specialization: Agricultural Specialization