Goldwater Bank, N.A.

Goldwater Bank, N.A. is a currently active commercial lending specialization banking institution headquartered in Phoenix, Arizona. Established in 04/02/2007, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Goldwater Bank, N.A. manages $525.1M in total assets and holds $384.8M in customer deposits. When evaluating the stability of Goldwater Bank, N.A., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.13%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.25%, while its Return on Equity (ROE) sits at 2.25%. These metrics result in a moderate health score of 5.4 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.