FirstBank of Nebraska

Chartered Bank Active FDIC Insured
Health Score
9.5 / 10

201 E 5th St, Wahoo, NE 68066

Financial Overview

Total Assets $470.3M
Total Deposits $376.0M
Profitability (ROA) 1.70%
Shareholder Return (ROE) 18.45%
Capital Cushion (Eq/Assets) 8.72%
Established 07/15/1882

Financial Health Analysis

FirstBank of Nebraska is a currently active agricultural specialization banking institution headquartered in Wahoo, Nebraska. Established in 07/15/1882, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, FirstBank of Nebraska manages $470.3M in total assets and holds $376.0M in customer deposits. When evaluating the stability of FirstBank of Nebraska, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.72%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.70%, while its Return on Equity (ROE) sits at 18.45%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$94.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.firstbankne.com

FDIC Certificate #: 5486

Specialization: Agricultural Specialization

Location

201 E 5th St

Wahoo, Nebraska 68066

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