First State Bank
102 N Main St, Noble, OK 73068
Financial Overview
Financial Health Analysis
First State Bank is a currently active other specialized under 1 billion banking institution headquartered in Noble, Oklahoma. Established in 07/04/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, First State Bank manages $50.2M in total assets and holds $45.6M in customer deposits. When evaluating the stability of First State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.23%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.37%, while its Return on Equity (ROE) sits at 4.03%. These metrics result in a moderate health score of 6.0 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$45.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.fsbnoble.com
FDIC Certificate #: 9879
Specialization: Other Specialized Under 1 Billion