First Security Bank - West
100 E Main St, Beulah, ND 58523
Financial Overview
Financial Health Analysis
First Security Bank - West is a currently active other specialized under 1 billion banking institution headquartered in Beulah, North Dakota. Established in 01/01/1915, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, First Security Bank - West manages $74.1M in total assets and holds $65.8M in customer deposits. When evaluating the stability of First Security Bank - West, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.11%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.41%, while its Return on Equity (ROE) sits at 3.57%. These metrics result in a moderate health score of 6.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$32.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.firstsecuritybanks.com
FDIC Certificate #: 10253
Specialization: Other Specialized Under 1 Billion