First Security Bank - West

Chartered Bank Active FDIC Insured
Health Score
6.3 / 10

100 E Main St, Beulah, ND 58523

Financial Overview

Total Assets $74.1M
Total Deposits $65.8M
Profitability (ROA) 0.41%
Shareholder Return (ROE) 3.57%
Capital Cushion (Eq/Assets) 11.11%
Established 01/01/1915

Financial Health Analysis

First Security Bank - West is a currently active other specialized under 1 billion banking institution headquartered in Beulah, North Dakota. Established in 01/01/1915, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Security Bank - West manages $74.1M in total assets and holds $65.8M in customer deposits. When evaluating the stability of First Security Bank - West, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.11%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.41%, while its Return on Equity (ROE) sits at 3.57%. These metrics result in a moderate health score of 6.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$32.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.firstsecuritybanks.com

FDIC Certificate #: 10253

Specialization: Other Specialized Under 1 Billion

Location

100 E Main St

Beulah, North Dakota 58523

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