First Northern Bank of Wyoming

Chartered Bank Active FDIC Insured
Health Score
8.9 / 10

141 S Main St, Buffalo, WY 82834

Financial Overview

Total Assets $946.6M
Total Deposits $855.3M
Profitability (ROA) 1.30%
Shareholder Return (ROE) 17.33%
Capital Cushion (Eq/Assets) 7.24%
Established 02/02/1885

Financial Health Analysis

First Northern Bank of Wyoming is a currently active commercial lending specialization banking institution headquartered in Buffalo, Wyoming. Established in 02/02/1885, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Northern Bank of Wyoming manages $946.6M in total assets and holds $855.3M in customer deposits. When evaluating the stability of First Northern Bank of Wyoming, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.24%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.30%, while its Return on Equity (ROE) sits at 17.33%. These robust metrics contribute to an overall health score of 8.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$171.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: fnbofwyo.com

FDIC Certificate #: 2208

Specialization: Commercial Lending Specialization

Location

141 S Main St

Buffalo, Wyoming 82834

Open in Google Maps →

Map