First National Bank, Ames, Iowa

First National Bank, Ames, Iowa is a currently active commercial lending specialization banking institution headquartered in Ames, Iowa. Established in 05/22/1903, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First National Bank, Ames, Iowa manages $1.09B in total assets and holds $939.3M in customer deposits. When evaluating the stability of First National Bank, Ames, Iowa, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.44%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.17%, while its Return on Equity (ROE) sits at 12.42%. These robust metrics contribute to an overall health score of 9.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.