First Midwest Bank of Dexter

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

819 West Business Highway 60, Dexter, MO 63841

Financial Overview

Total Assets $663.0M
Total Deposits $527.0M
Profitability (ROA) 1.77%
Shareholder Return (ROE) 17.94%
Capital Cushion (Eq/Assets) 10.16%
Established 01/15/1964

Financial Health Analysis

First Midwest Bank of Dexter is a currently active commercial lending specialization banking institution headquartered in Dexter, Missouri. Established in 01/15/1964, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Midwest Bank of Dexter manages $663.0M in total assets and holds $527.0M in customer deposits. When evaluating the stability of First Midwest Bank of Dexter, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.16%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.77%, while its Return on Equity (ROE) sits at 17.94%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$65.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.fmbdexter.unifi-digitalbanking.com

FDIC Certificate #: 19001

Specialization: Commercial Lending Specialization

Location

819 West Business Highway 60

Dexter, Missouri 63841

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