First Federal Bank

First Federal Bank is a currently active commercial lending specialization banking institution headquartered in Dunn, North Carolina. Established in 01/01/1958, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Federal Bank manages $272.1M in total assets and holds $247.9M in customer deposits. When evaluating the stability of First Federal Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.61%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.19%, while its Return on Equity (ROE) sits at 2.85%. These figures yield a lower health score of 4.1 out of 10, indicating potential areas for operational improvement and tighter capital management.