First Bank of Coastal Georgia

First Bank of Coastal Georgia is a currently active other specialized under 1 billion banking institution headquartered in Pembroke, Georgia. Established in 01/01/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, First Bank of Coastal Georgia manages $210.2M in total assets and holds $175.3M in customer deposits. When evaluating the stability of First Bank of Coastal Georgia, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.08%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.19%, while its Return on Equity (ROE) sits at 3.17%. These figures yield a lower health score of 3.9 out of 10, indicating potential areas for operational improvement and tighter capital management.