DLP Bank

Chartered Bank Active FDIC Insured
Health Score
7.7 / 10

811 S Walnut St, Starke, FL 32091

Financial Overview

Total Assets $305.1M
Total Deposits $245.5M
Profitability (ROA) 0.80%
Shareholder Return (ROE) 4.21%
Capital Cushion (Eq/Assets) 18.91%
Established 03/19/1957

Financial Health Analysis

DLP Bank is a currently active commercial lending specialization banking institution headquartered in Starke, Florida. Established in 03/19/1957, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, DLP Bank manages $305.1M in total assets and holds $245.5M in customer deposits. When evaluating the stability of DLP Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 18.91%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.80%, while its Return on Equity (ROE) sits at 4.21%. These metrics result in a moderate health score of 7.7 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$81.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: http://www.communitystatebank-fl.com

FDIC Certificate #: 17734

Specialization: Commercial Lending Specialization

Location

811 S Walnut St

Starke, Florida 32091

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