DeMotte State Bank

DeMotte State Bank is a currently active agricultural specialization banking institution headquartered in Demotte, Indiana. Established in 02/02/1942, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, DeMotte State Bank manages $606.2M in total assets and holds $501.7M in customer deposits. When evaluating the stability of DeMotte State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.85%, while its Return on Equity (ROE) sits at 9.94%. These robust metrics contribute to an overall health score of 8.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.