Crawford County Trust and Savings Bank

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

21 N Main St, Denison, IA 51442

Financial Overview

Total Assets $285.3M
Total Deposits $258.4M
Profitability (ROA) 1.89%
Shareholder Return (ROE) 21.49%
Capital Cushion (Eq/Assets) 8.89%
Established 03/15/1927

Financial Health Analysis

Crawford County Trust and Savings Bank is a currently active agricultural specialization banking institution headquartered in Denison, Iowa. Established in 03/15/1927, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Crawford County Trust and Savings Bank manages $285.3M in total assets and holds $258.4M in customer deposits. When evaluating the stability of Crawford County Trust and Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.89%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.89%, while its Return on Equity (ROE) sits at 21.49%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$86.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: https://www.crawfordcountybank.com

FDIC Certificate #: 8511

Specialization: Agricultural Specialization

Location

21 N Main St

Denison, Iowa 51442

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