Cottonport Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

942 Bryan St, Cottonport, LA 71327

Financial Overview

Total Assets $581.1M
Total Deposits $503.6M
Profitability (ROA) 1.60%
Shareholder Return (ROE) 12.28%
Capital Cushion (Eq/Assets) 12.91%
Established 07/02/1902

Financial Health Analysis

Cottonport Bank is a currently active commercial lending specialization banking institution headquartered in Cottonport, Louisiana. Established in 07/02/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Cottonport Bank manages $581.1M in total assets and holds $503.6M in customer deposits. When evaluating the stability of Cottonport Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.91%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.60%, while its Return on Equity (ROE) sits at 12.28%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$38.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.cottonportbank.com

FDIC Certificate #: 8798

Specialization: Commercial Lending Specialization

Location

942 Bryan St

Cottonport, Louisiana 71327

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