ConnectOne Bank
301 Sylvan Ave, Englewood Cliffs, NJ 07632
Financial Overview
Financial Health Analysis
ConnectOne Bank is a currently active commercial lending specialization banking institution headquartered in Englewood Cliffs, New Jersey. Established in 01/15/2005, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, ConnectOne Bank manages $14.20B in total assets and holds $11.57B in customer deposits. When evaluating the stability of ConnectOne Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.23%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.19%, while its Return on Equity (ROE) sits at 9.75%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$186.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.connectonebank.com
FDIC Certificate #: 57919
Specialization: Commercial Lending Specialization