Community Resource Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

1605 Heritage Dr, Northfield, MN 55057

Financial Overview

Total Assets $575.6M
Total Deposits $489.0M
Profitability (ROA) 1.64%
Shareholder Return (ROE) 14.54%
Capital Cushion (Eq/Assets) 11.02%
Established 09/18/1878

Financial Health Analysis

Community Resource Bank is a currently active commercial lending specialization banking institution headquartered in Northfield, Minnesota. Established in 09/18/1878, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Community Resource Bank manages $575.6M in total assets and holds $489.0M in customer deposits. When evaluating the stability of Community Resource Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.02%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.64%, while its Return on Equity (ROE) sits at 14.54%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$122.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: WWW.CRB.BANK

FDIC Certificate #: 5219

Specialization: Commercial Lending Specialization

Location

1605 Heritage Dr

Northfield, Minnesota 55057

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