Citizens State Bank of Milford

Citizens State Bank of Milford is a currently active agricultural specialization banking institution headquartered in Milford, Illinois. Established in 09/23/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Citizens State Bank of Milford manages $57.9M in total assets and holds $53.1M in customer deposits. When evaluating the stability of Citizens State Bank of Milford, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.85%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.35%, while its Return on Equity (ROE) sits at 4.39%. These metrics result in a moderate health score of 5.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.