Citizens State Bank of La Crosse

Citizens State Bank of La Crosse is a currently active commercial lending specialization banking institution headquartered in La Crosse, Wisconsin. Established in 12/09/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Citizens State Bank of La Crosse manages $653.0M in total assets and holds $531.1M in customer deposits. When evaluating the stability of Citizens State Bank of La Crosse, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.55%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.85%, while its Return on Equity (ROE) sits at 23.01%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.