Charles Schwab Premier Bank, SSB

Chartered Bank Active FDIC Insured
Health Score
9.0 / 10

3000 Schwab Way, Westlake, TX 76262

Financial Overview

Total Assets $27.44B
Total Deposits $25.35B
Profitability (ROA) 1.50%
Shareholder Return (ROE) 20.23%
Capital Cushion (Eq/Assets) 7.43%
Established 08/30/1991

Financial Health Analysis

Charles Schwab Premier Bank, SSB is a currently active all other over 1 billion banking institution headquartered in Westlake, Texas. Established in 08/30/1991, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Charles Schwab Premier Bank, SSB manages $27.44B in total assets and holds $25.35B in customer deposits. When evaluating the stability of Charles Schwab Premier Bank, SSB, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.43%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.50%, while its Return on Equity (ROE) sits at 20.23%. These robust metrics contribute to an overall health score of 9.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$25.35B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

FDIC Certificate #: 33497

Specialization: All Other Over 1 Billion

Location

3000 Schwab Way

Westlake, Texas 76262

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