CCB Community Bank

CCB Community Bank is a currently active commercial lending specialization banking institution headquartered in Andalusia, Alabama. Established in 07/01/1947, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, CCB Community Bank manages $666.7M in total assets and holds $599.0M in customer deposits. When evaluating the stability of CCB Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.32%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.02%, while its Return on Equity (ROE) sits at 21.75%. These robust metrics contribute to an overall health score of 9.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.