Carver State Bank

Carver State Bank is a currently active commercial lending specialization banking institution headquartered in Savannah, Georgia. Established in 01/01/1927, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Carver State Bank manages $115.2M in total assets and holds $97.2M in customer deposits. When evaluating the stability of Carver State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.54%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.65%, while its Return on Equity (ROE) sits at 4.52%. These metrics result in a moderate health score of 7.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.