Bridge Community Bank
302 Highway 1 S, Mount Vernon, IA 52314
Financial Overview
Financial Health Analysis
Bridge Community Bank is a currently active agricultural specialization banking institution headquartered in Mount Vernon, Iowa. Established in 09/08/1903, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bridge Community Bank manages $148.5M in total assets and holds $124.5M in customer deposits. When evaluating the stability of Bridge Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.78%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.30%, while its Return on Equity (ROE) sits at 8.83%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$41.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bridge.bank
FDIC Certificate #: 12717
Specialization: Agricultural Specialization