Bridge Community Bank

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

302 Highway 1 S, Mount Vernon, IA 52314

Financial Overview

Total Assets $148.5M
Total Deposits $124.5M
Profitability (ROA) 1.30%
Shareholder Return (ROE) 8.83%
Capital Cushion (Eq/Assets) 14.78%
Established 09/08/1903

Financial Health Analysis

Bridge Community Bank is a currently active agricultural specialization banking institution headquartered in Mount Vernon, Iowa. Established in 09/08/1903, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bridge Community Bank manages $148.5M in total assets and holds $124.5M in customer deposits. When evaluating the stability of Bridge Community Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.78%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.30%, while its Return on Equity (ROE) sits at 8.83%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$41.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bridge.bank

FDIC Certificate #: 12717

Specialization: Agricultural Specialization

Location

302 Highway 1 S

Mount Vernon, Iowa 52314

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