Brannen Bank
320 S Highway 41, Inverness, FL 34450
Financial Overview
Financial Health Analysis
Brannen Bank is a currently active mortgage lending specialization banking institution headquartered in Inverness, Florida. Established in 07/01/1926, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Brannen Bank manages $1.02B in total assets and holds $983.1M in customer deposits. When evaluating the stability of Brannen Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 3.64%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.92%, while its Return on Equity (ROE) sits at 57.25%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$81.9M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.brannenbanks.com
FDIC Certificate #: 5676
Specialization: Mortgage Lending Specialization