BNY Mellon Trust of Delaware
103 Bellevue Parkway, Wilmington, DE 19809
Financial Overview
Financial Health Analysis
BNY Mellon Trust of Delaware is a currently active other specialized under 1 billion banking institution headquartered in Wilmington, Delaware. Established in 12/31/1983, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, BNY Mellon Trust of Delaware manages $252.8M in total assets and holds $147.0M in customer deposits. When evaluating the stability of BNY Mellon Trust of Delaware, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 40.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 6.03%, while its Return on Equity (ROE) sits at 14.76%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$147.0M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bny.com
FDIC Certificate #: 24867
Specialization: Other Specialized Under 1 Billion