Blue Grass Federal Savings and Loan Association

Blue Grass Federal Savings and Loan Association is a currently active mortgage lending specialization banking institution headquartered in Paris, Kentucky. Established in 01/01/1914, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Blue Grass Federal Savings and Loan Association manages $57.8M in total assets and holds $40.0M in customer deposits. When evaluating the stability of Blue Grass Federal Savings and Loan Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 16.06%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.26%, while its Return on Equity (ROE) sits at 1.64%. These metrics result in a moderate health score of 5.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.