Beauregard Federal Savings Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

122 Jefferson Ave, Deridder, LA 70634

Financial Overview

Total Assets $103.6M
Total Deposits $82.4M
Profitability (ROA) 1.23%
Shareholder Return (ROE) 10.48%
Capital Cushion (Eq/Assets) 11.60%
Established 06/23/1948

Financial Health Analysis

Beauregard Federal Savings Bank is a currently active commercial lending specialization banking institution headquartered in Deridder, Louisiana. Established in 06/23/1948, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Beauregard Federal Savings Bank manages $103.6M in total assets and holds $82.4M in customer deposits. When evaluating the stability of Beauregard Federal Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.60%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.23%, while its Return on Equity (ROE) sits at 10.48%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$41.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.beauregardfederal.com

FDIC Certificate #: 30339

Specialization: Commercial Lending Specialization

Location

122 Jefferson Ave

Deridder, Louisiana 70634

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