BankPacific, Ltd

BankPacific, Ltd is a currently active all other under 1 billion banking institution headquartered in Hagatna, Guam. Established in 01/01/1953, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, BankPacific, Ltd manages $187.5M in total assets and holds $163.2M in customer deposits. When evaluating the stability of BankPacific, Ltd, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.63%, while its Return on Equity (ROE) sits at 5.32%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.