bankcda
912 Northwest Blvd, Coeur D Alene, ID 83814
Financial Overview
Financial Health Analysis
bankcda is a currently active commercial lending specialization banking institution headquartered in Coeur D Alene, Idaho. Established in 05/17/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, bankcda manages $232.8M in total assets and holds $199.7M in customer deposits. When evaluating the stability of bankcda, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.26%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.80%, while its Return on Equity (ROE) sits at 6.14%. These robust metrics contribute to an overall health score of 8.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$28.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankcda.bank
FDIC Certificate #: 57074
Specialization: Commercial Lending Specialization