Bank of the Orient

Chartered Bank Active FDIC Insured
Health Score
8.8 / 10

1023 Stockton St, San Francisco, CA 94108

Financial Overview

Total Assets $1.16B
Total Deposits $996.3M
Profitability (ROA) 0.87%
Shareholder Return (ROE) 7.39%
Capital Cushion (Eq/Assets) 11.67%
Established 03/17/1971

Financial Health Analysis

Bank of the Orient is a currently active commercial lending specialization banking institution headquartered in San Francisco, California. Established in 03/17/1971, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of the Orient manages $1.16B in total assets and holds $996.3M in customer deposits. When evaluating the stability of Bank of the Orient, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.87%, while its Return on Equity (ROE) sits at 7.39%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$110.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankorient.com

FDIC Certificate #: 20387

Specialization: Commercial Lending Specialization

Location

1023 Stockton St

San Francisco, California 94108

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