Bank of Lake Village

Chartered Bank Active FDIC Insured
Health Score
9.6 / 10

101 Main St, Lake Village, AR 71653

Financial Overview

Total Assets $83.4M
Total Deposits $69.9M
Profitability (ROA) 1.40%
Shareholder Return (ROE) 8.79%
Capital Cushion (Eq/Assets) 15.88%
Established 01/01/1934

Financial Health Analysis

Bank of Lake Village is a currently active agricultural specialization banking institution headquartered in Lake Village, Arkansas. Established in 01/01/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Lake Village manages $83.4M in total assets and holds $69.9M in customer deposits. When evaluating the stability of Bank of Lake Village, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 15.88%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.40%, while its Return on Equity (ROE) sits at 8.79%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$34.9M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankoflakevillage.com

FDIC Certificate #: 15547

Specialization: Agricultural Specialization

Location

101 Main St

Lake Village, Arkansas 71653

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