Bank of Estes Park

Bank of Estes Park is a currently active commercial lending specialization banking institution headquartered in Estes Park, Colorado. Established in 01/18/1965, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Estes Park manages $157.5M in total assets and holds $141.4M in customer deposits. When evaluating the stability of Bank of Estes Park, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.62%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is -0.20%, while its Return on Equity (ROE) sits at -2.03%. These figures yield a lower health score of 3.8 out of 10, indicating potential areas for operational improvement and tighter capital management.