Bank of Eastern Oregon

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

279 N Main St, Heppner, OR 97836

Financial Overview

Total Assets $960.3M
Total Deposits $849.0M
Profitability (ROA) 1.66%
Shareholder Return (ROE) 15.54%
Capital Cushion (Eq/Assets) 10.82%
Established 03/03/1945

Financial Health Analysis

Bank of Eastern Oregon is a currently active agricultural specialization banking institution headquartered in Heppner, Oregon. Established in 03/03/1945, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Bank of Eastern Oregon manages $960.3M in total assets and holds $849.0M in customer deposits. When evaluating the stability of Bank of Eastern Oregon, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.82%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.66%, while its Return on Equity (ROE) sits at 15.54%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$38.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.beobank.com

FDIC Certificate #: 16243

Specialization: Agricultural Specialization

Location

279 N Main St

Heppner, Oregon 97836

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