American Pride Bank

Chartered Bank Active FDIC Insured
Health Score
7.0 / 10

4740 Log Cabin Dr, Macon, GA 31204

Financial Overview

Total Assets $810.7M
Total Deposits $682.1M
Profitability (ROA) 0.57%
Shareholder Return (ROE) 4.33%
Capital Cushion (Eq/Assets) 12.84%
Established 12/12/2007

Financial Health Analysis

American Pride Bank is a currently active commercial lending specialization banking institution headquartered in Macon, Georgia. Established in 12/12/2007, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, American Pride Bank manages $810.7M in total assets and holds $682.1M in customer deposits. When evaluating the stability of American Pride Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.84%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.57%, while its Return on Equity (ROE) sits at 4.33%. These metrics result in a moderate health score of 7.0 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$136.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.americanpridebank.com

FDIC Certificate #: 58584

Specialization: Commercial Lending Specialization

Location

4740 Log Cabin Dr

Macon, Georgia 31204

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