American Exchange Bank, Lindsay, Oklahoma

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

402 S Main St, Lindsay, OK 73052

Financial Overview

Total Assets $100.3M
Total Deposits $89.2M
Profitability (ROA) 2.14%
Shareholder Return (ROE) 21.37%
Capital Cushion (Eq/Assets) 9.73%
Established 01/01/1924

Financial Health Analysis

American Exchange Bank, Lindsay, Oklahoma is a currently active other specialized under 1 billion banking institution headquartered in Lindsay, Oklahoma. Established in 01/01/1924, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, American Exchange Bank, Lindsay, Oklahoma manages $100.3M in total assets and holds $89.2M in customer deposits. When evaluating the stability of American Exchange Bank, Lindsay, Oklahoma, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.14%, while its Return on Equity (ROE) sits at 21.37%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$44.6M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

FDIC Certificate #: 2328

Specialization: Other Specialized Under 1 Billion

Location

402 S Main St

Lindsay, Oklahoma 73052

Open in Google Maps →

Map