Alamosa State Bank
2225 Main St, Alamosa, CO 81101
Financial Overview
Financial Health Analysis
Alamosa State Bank is a currently active agricultural specialization banking institution headquartered in Alamosa, Colorado. Established in 03/01/1907, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Alamosa State Bank manages $326.2M in total assets and holds $283.5M in customer deposits. When evaluating the stability of Alamosa State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 12.49%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.31%, while its Return on Equity (ROE) sits at 18.94%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$283.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.alamosastatebank.com
FDIC Certificate #: 13947
Specialization: Agricultural Specialization