Academy Bank, National Association

Chartered Bank Active FDIC Insured
Health Score
9.2 / 10

1201 Walnut St, Kansas City, MO 64106

Financial Overview

Total Assets $3.28B
Total Deposits $2.73B
Profitability (ROA) 1.01%
Shareholder Return (ROE) 7.23%
Capital Cushion (Eq/Assets) 14.17%
Established 06/15/1966

Financial Health Analysis

Academy Bank, National Association is a currently active commercial lending specialization banking institution headquartered in Kansas City, Missouri. Established in 06/15/1966, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Academy Bank, National Association manages $3.28B in total assets and holds $2.73B in customer deposits. When evaluating the stability of Academy Bank, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.17%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.01%, while its Return on Equity (ROE) sits at 7.23%. These robust metrics contribute to an overall health score of 9.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$34.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.academybank.com

FDIC Certificate #: 19600

Specialization: Commercial Lending Specialization

Location

1201 Walnut St

Kansas City, Missouri 64106

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